Rent Protection in Wales: Why It Matters More Than Ever
Even when you’ve done everything right as a landlord, choosing a good occupant, maintaining your property and staying compliant, things can still go wrong.
A missed payment. Unexpected damage. A legal dispute you never saw coming...
Legislation in Wales is continuing to evolve through Rent Smart Wales, being a landlord today is about much more than simply collecting rent. It’s about managing risk, staying compliant and protecting your investment properly.
That’s exactly why we’ve introduced our new Rent Protection & Legal Expenses service at Williamson & Co.
What is Rent Protection & Legal Expenses?
In simple terms, it’s a safety net for landlords.
If your occupany stops paying, causes serious damage, or you need legal support to recover your property, this service ensures you’re not left out of pocket or dealing with the stress alone.
It’s designed to protect your income, your property, and your peace of mind.
What does it cover?
Here are some of the key benefits:
- 100% of your monthly rent paid until vacant possession – with no cap on the number of months covered
- Nil excess on claims made within the first 45 days
- Full legal expenses cover, including representation and appeals
- Up to £1,000 on top of the deposit towards damage disputes
- 90% of rent for up to 6 weeks after vacant possession when the property is re-let through us
- Cover for increased rent following a valid RHW12 Notice.
- Protection if the occupancy starts and no rent is received before keys are released
- Support for eviction of squatters and associated costs
- Alternative accommodation and storage if you can’t move back into your property
- A simple, automated claims process, keeping everything efficient and transparent
Why isn’t the deposit enough anymore?
In many cases, a occupants deposit simply isn’t sufficient to cover significant arrears or major damage.
Without proper protection in place, this can leave landlords facing unexpected financial strain — sometimes enough to impact mortgage payments or future investment plans.
A comprehensive rent protection policy could be the difference between regaining your property smoothly… or facing months of uncertainty.
How does this fit with the way we work?
This service is closely aligned with our occupant referencing and compliance processes, meaning it fits seamlessly with how we already manage lettings.
It’s protection that integrates naturally into the lettings process, rather than something added on later.
Why are we introducing this now?
Because being a landlord in Wales is changing.
With Rent Smart Wales regulations, tighter compliance and greater expectations placed on landlords, having the right systems and protection in place is no longer optional — it’s essential.
Our goal is to help landlords stay one step ahead, reduce risk, and protect what is often their most valuable asset.
Who is this for?
Whether you:
- Are already fully managed with us
- Have previously used our services as a 'Let Only Landlord'
- Or are simply a landlord looking for some assistance
This service is available to help you protect your income and your property more effectively.
Want to find out if it’s right for you?
If you’d like to discuss whether Rent Protection & Legal Expenses is suitable for your property (or portfolio), we’re always happy to chat, no pressure, just clear, honest advice.
Enquire today or get in touch with the Williamson & Co Lettings Team